This is a remote Model Context Protocol endpoint for YNAB budgets. Add it to an MCP-capable AI client and authorize with your own YNAB account. There is no personal access token to copy anywhere.
Endpoint: https://ynab.chrischiles.net/mcp (streamable HTTP; legacy SSE at /sse)
Your AI client will walk you through YNAB's own sign-in and consent. You choose at consent time whether the connection can write to your budget or stay read-only.
Source code, tool reference, and the local stdio version: oliverames/ynab-mcp-server.